Coronavirus now an insured risk for hoteliers (Article in Hotels Newsletter by James Fry)

Our team: James Fry

In a recent move by UK government (which will provide some comfort for the hospitality industry in the wake of potential losses from lost bookings and revenue in the wake of the coronavirus outbreak), Covid-19 will now be formally classified as a “notifiable disease” for insurance purposes. Under the terms of the Public Health (Control of Disease) Act 1984 and Health Protection (Notification) regulations 2010, there are currently 32 notifiable diseases including ones such as cholera, diphtheria, measles and even food poisoning. Coronavirus will now be added to this list (once enacted). It brings England in line with Northern Ireland and Scotland who added the virus to its list of notifiable diseases last month. Whilst this is undoubtedly a positive intervention by UK government, the Association of British Insurers has recently said that the government’s decision was unlikely to apply retrospectively and urged insurance holders to check the small print of their policies. In this regard, Fladgate has insurance expertise and do contact us if you would like us to check the terms of your business insurance.

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