Insights: Michaela Patterson

The High Court has delivered its first test case judgment providing some certainty on the scope of insurance cover for businesses being hit by Covid 19.  Subject to any revision on appeal, this judgment is the authority to define the meaning of “occurrence” of a contagious disease such as the Covid 19 virus. The court […]

The FCA has now completed the first stage of providing clarity regarding the cover available to businesses affected by Covid-19. The FCA’s assessment following a review of the standard types of policies confirms our view that cover will in the majority of insurance products be limited to events of physical damage to the business premises […]

NEC 3 to NEC 4 – Key Changes The NEC4 suite of documents were released in June 2017.  Despite being around for some two and half years some parties remain reluctant to take the leap from NEC3 to NEC4. NEC4 is described as “significant evolution, not revolution” emphasising that NEC remains focussed on being a […]

The Government’s Expert Panel has now issued a consolidated advice note on fire safety following the Grenfell Tower tragedy.  The note provides guidance for building owners to act on as soon as possible, and highlights the importance of doing so promptly to ensure the safety of residents. The new guidance consolidates the 22 Advice Notes […]