Insights: Michaela Patterson

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Court ruling on FCA’s COVID-19 business interruption insurance test case

Alexander Wildschütz, David Weare, Christian Charles, Ottilia Csoti, Nadia Osborne, Michaela Patterson, Tim Reinhard |

The High Court has delivered its first test case judgment providing some certainty on the scope of insurance cover for businesses being hit by Covid 19.  Subject to any revision on appeal, this judgment is the authority to define the meaning of “occurrence” of a contagious disease such as the Covid 19 virus. The court […]


Update on clarification on Business Interruption Insurance Cover

Alexander Wildschütz, David Weare, Christian Charles, Ottilia Csoti, Nadia Osborne, Michaela Patterson, Tim Reinhard |

The FCA has now completed the first stage of providing clarity regarding the cover available to businesses affected by Covid-19. The FCA’s assessment following a review of the standard types of policies confirms our view that cover will in the majority of insurance products be limited to events of physical damage to the business premises […]


NEC 3 to NEC 4 - Key Changes

Michaela Patterson |

NEC 3 to NEC 4 – Key Changes The NEC4 suite of documents were released in June 2017.  Despite being around for some two and half years some parties remain reluctant to take the leap from NEC3 to NEC4. NEC4 is described as “significant evolution, not revolution” emphasising that NEC remains focussed on being a […]


Government provides welcome advice on fire safety in residential buildings

Michaela Patterson, Christian Charles |

The Government’s Expert Panel has now issued a consolidated advice note on fire safety following the Grenfell Tower tragedy.  The note provides guidance for building owners to act on as soon as possible, and highlights the importance of doing so promptly to ensure the safety of residents. The new guidance consolidates the 22 Advice Notes […]